These Terms and Conditions (“Terms”) govern your use of the website www.wealthfactory.life (“Website”) owned and operated by Wealth Factory (“We,” “Us,” or “Our”), and shall apply to all users, whether individuals or entities, including potential investors, clients, browsers, affiliates, and third-party businesses accessing or interacting with the Website or services offered directly or indirectly through it.

1. DEFINITIONS

1.1 "User" refers to any natural or legal person who accesses, views, interacts with, or uses the Website, including clients, investors, and third-party business representatives.

1.2"Third-Party Businesses" refer to independent entities or partners listed, referred, or linked to from the Website that may offer financial, investment, advisory, real estate, or other commercial opportunities.

1.3"Services" refers to information dissemination, lead facilitation, marketing, or redirection services, etc. offered through the Website by Wealth Factory.

2. ELIGIBILITY AND LEGAL COMPETENCE

2.1 By accessing the Website, or using any portion of the Website or associated Services, the User expressly represents and warrants the following:

a. That the User is at least 18 years of age, or the age of legal majority in their jurisdiction, whichever is higher;

b. That the User is of sound mind, not disqualified or declared incompetent under applicable laws, including the Indian Contract Act, 1872;

c. That the User has full legal capacity and authority to enter into binding contracts in their own name, or on behalf of an entity they represent;

d. That the User is not barred by any court, regulatory body, or statute from accessing financial or commercial services.

2.2 If the User is under the age of 18, or is otherwise incompetent to contract, the User must not access or use this Website or agree to these Terms.

2.3 The User acknowledges that Wealth Factory reserves the right, at its sole discretion, to require proof of age, identity, or competence at any time. Failure to provide satisfactory evidence may result in restricted access, suspension, or termination of the User’s account or usage rights without any liability to Wealth Factory.

3. NATURE OF SERVICES

3.1 Wealth Factory acts solely as an information platform and marketing interface to introduce users to potential business opportunities offered by third parties.

3.2 Wealth Factory does not offer personalized investment, legal, financial, or tax advisory services unless separately stated and offered through a registered and licensed entity.

3.3 Information provided on the Website is intended for general informational purposes only and should not be construed as a solicitation, recommendation, or endorsement of any investment or commercial opportunity.

3.4 Wealth Factory assumes no responsibility for monitoring, verifying, or enforcing any transactions or commercial activities conducted by Users outside the Website with third parties.

4. INTELLECTUAL PROPERTY

4.1 The Website and its Content, including but not limited to text, graphics, software, layout, logos, domain names, and proprietary strategies, are the exclusive intellectual property of Wealth Factory and are protected by Indian and international copyright, trademark, and other intellectual property laws.

4.2 Users may not copy, store, modify, distribute, republish, reproduce, or create derivative works from any material on the Website without prior written permission from Wealth Factory.

4.3 The User agrees not to engage in any activity that infringes upon the intellectual property rights of Wealth Factory, including reverse engineering, decompiling, or otherwise tampering with the Website’s structure or functionality.

4.4 Third-party trademarks or copyrighted materials displayed on the Website remain the property of their respective owners. Nothing on the Website grants the User any right to use such third-party intellectual property.

5. THIRD-PARTY REDIRECTIONS

5.1 The Website may include links to third-party websites or businesses. By clicking these links, users acknowledge and agree that Wealth Factory acts solely as an introducer, and any subsequent transactions or engagements are between the user and the third party.

5.2 Wealth Factory does not bear responsibility for the content, legality, or fulfillment of any third-party offerings. All issues, disputes, or claims arising from such engagements are solely between the user and the third-party business.

6. RISK DISCLOSURE

6.1 By accessing or engaging with any product, service, opportunity, or third-party platform facilitated or introduced through Wealth Factory, the user expressly acknowledges and accepts that all such interactions are inherently subject to commercial, financial, legal, and market risks, including but not limited to partial or total loss of capital.

6.2 Wealth Factory does not offer, promote, or endorse any fixed-return or risk-free investment opportunities. Users must assume that all investment strategies carry the potential for both gains and losses, and that no assurance or warranty of profitability or suitability is offered by Wealth Factory or its affiliates.

6.3 All decisions relating to investment, tax planning, or legal strategy must be independently made by the user in consultation with qualified professionals. Neither Wealth Factory nor its group companies, affiliates, distributors, partners, nor any of their representatives provide legal, tax, or investment advice, nor do they assist in determining the fair value of any security or investment. Users are solely responsible for appointing their own legal, tax, and financial advisors prior to acting upon any opportunity.

6.4 Users are further advised that past performance of any investment, product, or recommendation, whether discussed in general terms or reflected in any material or Research Report, should not be construed as a guarantee or indicator of future outcomes. No Research Report, article, or commentary made available by Wealth Factory should be relied upon as a recommendation to buy, sell, or hold any security or financial instrument.

6.5 Wealth Factory, its affiliates, and representatives expressly disclaim any liability for losses, damages, or adverse consequences, including, but not limited to, financial loss, regulatory consequences, dissatisfaction, or disputes, arising from any engagement, transaction, or reliance upon information accessed through or in connection with Wealth Factory’s platform.

6.6 Users understand and agree that they proceed solely at their own discretion, risk, and liability.

7. NO FIDUCIARY OR ADVISORY RELATIONSHIP

Nothing on the Website, nor any interaction with Wealth Factory or its representatives, shall be interpreted to establish a fiduciary, advisory, principal-agent, or partnership relationship. Users acknowledge that all engagements are undertaken independently and at their own discretion, without reliance on any advisory duty, recommendation, or implied obligation from Wealth Factory.

8. LIMITATION OF LIABILITY

8.1 To the maximum extent permitted by applicable law, Wealth Factory, including its affiliates, officers, representatives, and employees, shall not be liable for any loss, damage, cost, or liability arising out of or in connection with:

a. Any errors, omissions, delays, or inaccuracies in Website content, whether technical, editorial, or user-generated;

b. Access disruptions, system downtime, server failures, bugs, malware, or other technological malfunctions;

c. User decisions or actions taken based on any content, communication, or connection facilitated through the Website;

d. Any business, investment, reputational, or opportunity loss stemming from use, misuse, or inability to use the Website or Services.

8.2 In no event shall Wealth Factory be liable for any indirect, incidental, special, exemplary, or consequential damages, including loss of profits, revenue, or data, even if foreseeable or previously advised of the possibility.

9. INDEMNITY

9.1 The User agrees to fully indemnify, defend, and hold harmless Wealth Factory, including its affiliates, officers, directors, employees, and authorized agents, from and against any and all claims, demands, proceedings, losses, liabilities, damages, penalties, costs, and expenses, arising out of or in connection with:

a. Any breach of these Terms or applicable laws or regulations by the User;

b. Any unauthorized, unlawful, negligent, or improper use of the Website or its content by the User;

c. Any reliance placed by the User on third-party offerings, links, introductions, or representations facilitated through the Website;

d. Any misrepresentation, act, or omission by the User during interactions with third-party websites, businesses, or platforms introduced via the Website.

9.2 This indemnity obligation shall survive the termination or expiration of these Terms and the User’s use of the Website.

10. TERMINATION AND MODIFICATION

10.1 Wealth Factory reserves the unconditional right, at its sole discretion, to:

a. Modify, update, suspend, or discontinue any part of the Website or its features, services, or content, in whole or in part, at any time and without prior notice;

b. Amend or revise these Terms periodically. The User’s continued access or use of the Website following such updates shall constitute deemed acceptance of the modified Terms;

c. Suspend, restrict, or permanently terminate the User’s access to the Website, without notice or liability, in the event of suspected fraud, violation of applicable laws, breach of these Terms, Code of Conduct, or for any conduct deemed harmful to the Website, its Users, or third-party partners.

10.2 The User acknowledges that Wealth Factory shall not be liable for any loss, damage, or inconvenience caused by such modification, suspension, or termination of access.

10.3 Upon termination, all rights granted to the User under the Website shall cease immediately, and the User shall promptly discontinue all use of the Website.

11. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of India.

Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the Courts at Gurugram, Haryana, India.